TRAVEL INSURANCE
HEALTH INSURANCE

Complete

From surgery to aftercare, your inpatient needs are 100% covered.
No matter what happens, you're always 100% covered.
Stay fully covered, no matter where you go.
Buy Now
Header image

Why choose Pacific Cross?

Over 54 years

With our original insurance company founded in 1971, we offer vast experience in insuring people.
About us

24/7 emergency assistance

Through our global partner network, we offer worldwide medical emergency assistance.
Our network

Fully covered

Our Comprehensive  Plan offers unparalleled benefits for those living abroad. With a maximum limit per policy year of up to US$3,000,000, you can rest assured knowing that your health needs are fully taken care of.

Enjoy a range of amazing benefits, including coverage for inpatient treatment, organ transplants, HIV/AIDS care, home nursing, rehabilitation, oncology treatments, hospice care, psychiatric care, and more. With immediate coverage for newborn children and emergency benefits like accident dental treatment and local ambulance services, we've got you covered wherever you go.

Flexibility & reliability

Experience flexibility and reliability with our plan, which guarantees renewability regardless of age, medical condition, or location. With free choice of doctors and hospitals, 24-hour worldwide emergency assistance, and consideration of declared pre-existing conditions, Pacific Cross ensures that your health is always a priority. Choose our Comprehensive Plan that provides genuine peace of mind.

Who is this plan for?

This plan is particularly advantageous for working professionals in Asia due to its comprehensive coverage. This Pacific Cross plan's extensive coverage of various medical expenses, including room and board, surgical fees, and maternity benefits, ensures that working professionals have access to essential healthcare services without worrying about financial burdens.

Complete

Comparison

Plan A
Plan B
Plan C
Personal Accident
$100,000
$65,000
$35,000
Show more

Complete

Comparison

Benefit/Plan
Plan A
Plan B
Plan C
Personal Accident
Medical Expense & Emergency Assistance
Hospital Cash Allowance
Baggage & Personal Effects
Baggage Delay
Loss of Travel Document
Personal Money
Travel Delay
Curtailment of Trip & Cancellation Charges
Personal Liability
Incidental Home Country Cover
(Optional) Rental Car Protection Benefit (for Adults between 23 and 75)
This is a summary of coverage for reference purpose only.
For details of benefits, terms and conditions, please refer to the brochure and Policy.

General Exclusions:
- Any pre-existing conditions or excluded illness.
- Suicide, self-inflicted injury, childbirth, miscarriage, dental treatment (except as necessitated by accidental injuries to sound and natural teeth), psychiatric and mental disorders, insanity, alcoholism or drug addiction, self-   exposure to needless peril, venereal disease, AIDS or AIDS related complex.
- Any professional sport, racing and competitions of any kind, skydiving, rock or mountainclimbing normally involves the use of ropes or other equipment, hang gliding or parachuting.
- War, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war, military rising, insurrection, rebellion, revolution, military or usurped power, martial law, mutiny or riot or civil    commotion assuming the proportions of or amounting to a popular rising.
- Diving or trekking exceeds the designated meters.
- Any claims not reported to the relevant authorities within 24 hours.
- Any unlawful or deliberate act.

For details of exclusions, please refer to the Policy.

Whatever you're up to: We've got you covered!

Buy now

Everything you need to know about your next insurance plan

(How) Can I extend my insurance coverage?
Generally, our plans offer global protection. You may chose country specific plans to get insured at a lower rate. Please check our list of blacklisted countries and countries with higher insurance premiums beforehand.
Who / what is covered by my insurance?
Generally, our plans offer global protection. You may chose country specific plans to get insured at a lower rate. Please check our list of blacklisted countries and countries with higher insurance premiums beforehand.
Does my insurance cover vaccination and/or medicines?
Generally, our plans offer global protection. You may chose country specific plans to get insured at a lower rate. Please check our list of blacklisted countries and countries with higher insurance premiums beforehand.
How are accidents & hospital treatments covered?
Generally, our plans offer global protection. You may chose country specific plans to get insured at a lower rate. Please check our list of blacklisted countries and countries with higher insurance premiums beforehand.
Does Pacific Cross pre-pay my hospital bills or guarantee for me?
Generally, our plans offer global protection. You may chose country specific plans to get insured at a lower rate. Please check our list of blacklisted countries and countries with higher insurance premiums beforehand.
Am I being taken home after an accident?
Generally, our plans offer global protection. You may chose country specific plans to get insured at a lower rate. Please check our list of blacklisted countries and countries with higher insurance premiums beforehand.
What countries does Pacific Cross generally cover?
Generally, our plans offer global protection. You may chose country specific plans to get insured at a lower rate. Please check our list of blacklisted countries and countries with higher insurance premiums beforehand.

Downloads

‍

Complete

Comparison

Premier Plan
Executive Plan
Personal Accident
US$ 100,000
US$ 65,000
Show more

Complete

Comparison

Benefit/Plan
Premier Plan
Executive Plan
Personal Accident
Medical Expense & Emergency Assistance
(The cost of medical treatment arising from illness or accidental injury)
Hospital Cash Allowance
Baggage & Personal Effects
Baggage Delay
Loss of Travel Document
Personal Money
Travel Delay
Curtailment of Trip & Cancellation Charges
Personal Liability
(Optional) Rental Car Protection Benefit (for Adults between 23 and 75)
This is a summary of coverage for reference purpose only.For details of benefits, terms and conditions, please refer to the brochure and Policy.

General Exclusions:
- Any pre-existing conditions or excluded illness.
- Suicide, self-inflicted injury, childbirth, miscarriage, dental treatment (except as necessitated by accidental injuries to sound and natural teeth), psychiatric and    mental disorders, insanity, alcoholism or drug addiction, self-exposure to needless peril, venereal disease, AIDS or AIDS related complex.
- Any professional sport, racing and competitions of any kind, skydiving, rock or mountainclimbing normally involves the use of ropes or other equipment, hang    gliding or parachuting.
- War, invasion, act of foreign enemy, hostilities or warlike operations (whether war be declared or not), civil war, military rising, insurrection, rebellion, revolution,    military or usurped power, martial law, mutiny or riot or civil commotion assuming the proportions of or amounting to a popular rising.
- Diving or trekking exceeds the designated meters.
- Any claims not reported to the relevant authorities within 24 hours.
- Any unlawful or deliberate act.

For details of exclusions, please refer to the Policy.

Complete

Comparison

Premier 250
Premier 500
Annual Fee
US$ 2,829
US$ 3,363
Maximum Limit per Policy Year
US$ 250,000
US$ 500,000
Show more

Complete

Comparison

Standard Plan
Standard Upgrade Plan
Annual Fee
US$ 4,046
US$ 4,978
Maximum Limit per Policy Year
US$ 1,000,000
US$ 2,000,000
Show more

Complete

Comparison

IP+0P
Annual Fee
US$ 1,020
Maximum Limit per Policy Year
US$ 200,000
Show more

Get insured now.

Apply here in 3 easy steps.
Buy now
Close

Apply or get a quote

Location
Round Trip

up to 180 days

Locations
Annual Travel

Multi-Trip up to 90 days each

In Transit
Long Term Stay

Health/Medical