Pacific Cross Insurance Co Ltd. reserves the right to modify, amend, or update these terms of use, either in part or in full, at its discretion and without prior notice. Visitors to the Website (referred to as "Users") will be informed of any changes made to these terms.
Failure by Users to comply with these terms does not imply a waiver of Pacific Cross Insurance Co Ltd.'s rights to take subsequent action.
The Website serves as an informational platform published in English, catering to both customers and non-customers of Pacific Cross Insurance Co Ltd.
The information provided on the Website is strictly for informational purposes and does not constitute any legal commitment or implicit or explicit contractual agreement on the part of Pacific Cross Insurance Co Ltd., which also reserves the right to modify its features at any time.
Access to any products and services presented on the Website may be subject to legal or regulatory restrictions for certain individuals or in certain countries. Pacific Cross Insurance Co Ltd. disclaims all responsibility in the event of any violation of these restrictions by individuals.
Access to the Website is free of charge. However, Users are responsible for the costs associated with accessing and using the telecommunications network, according to the terms stipulated by their Internet service provider and telecom operator.
Certain features on the Website may require Users to create an account. Users are solely responsible for maintaining the confidentiality of their account information, particularly their password, and for all activities conducted under their account. They must not use another person's account without permission.
Users must promptly notify Pacific Cross Insurance Co Ltd. in case of unauthorized account use or breach of security. Users may be held liable for damages resulting from the use of their account credentials by another party.
For further information regarding the processing of Personal Data on the Website, Users should refer to the Privacy Policy and the Cookie Policy included in the Privacy Policy.
The creation of hypertext links to the Website requires explicit prior approval from Pacific Cross Insurance Co Ltd.
The Website may include hypertext links to other sites. The presence of such links does not imply endorsement by Pacific Cross Insurance Co Ltd. Users visit other sites at their own risk.
Pacific Cross Insurance Co Ltd. accepts no responsibility for any third-party websites linked to or from this website.
All elements of the Website, including its design and content, are subject to applicable intellectual property laws. Reproduction or modification of any part of the Website without prior written authorization from Pacific Cross Insurance Co Ltd. is prohibited.
"Pacific Cross" is a registered trademark. Unauthorized use of the name "Pacific Cross" or its logos is strictly prohibited.
Users must not use the Website or its content for illegal purposes or activities that violate Pacific Cross Insurance Co Ltd.'s rights or the rights of third parties.
Users must not attempt to access or interfere with any part of the Website or its associated networks by unauthorized means.
Pacific Cross Insurance Co Ltd. reserves the right to modify or suspend Website usage at any time, without liability for any resulting changes, suspensions, or interruptions.
Pacific Cross Insurance Co Ltd. is not liable for any damages to Users' technical equipment or software resulting from Website use.
Users are responsible for protecting their data and software against viruses and other online threats.
Pacific Cross Insurance Co Ltd. shall not be held liable for any losses or claims resulting from User actions on the Website.
Cookies are used on the Website to enhance user experience and improve functionality.
For more information on cookies and how to manage them, Users should refer to the Cookies Policy.
While Pacific Cross Insurance Co Ltd. endeavors to maintain Website accuracy, it does not guarantee the completeness or accuracy of information provided.
Pacific Cross Insurance Co Ltd. shall not be liable for any indirect losses resulting from Website usage.
The Website and its content are governed by the laws of S.A.R Hong Kong. All disputes related to the Website shall be subject to the exclusive jurisdiction of the courts of Hong Kong.
