With over 7,600 islands and a rich blend of cultures, the Philippines is more than just a tropical paradise—it’s a country full of warmth, tradition, and surprising contrasts. Whether you're planning a long-term stay or just visiting, understanding local life can help you settle in more smoothly and appreciate the vibrant culture that makes this country so special.
At Pacific Cross, we support your journey with comprehensive insurance in the Philippines, whether you're an expat, a digital nomad, or just passing through. Here's what to expect as you get to know the Philippines on a deeper level.
It might surprise you to learn that over 500 languages and dialects are spoken across the archipelago. While Filipino (based on Tagalog) is the national language and used in media and education, English is also widely spoken—making life easier for travelers and expats alike.
You’ll also hear regional languages like Cebuano, Ilocano, and Hiligaynon, especially outside the capital. Learning a few local phrases can go a long way in connecting with communities and showing respect for local culture.
Religion plays a central role in Filipino life. With over 80% of the population identifying as Roman Catholic, it’s not uncommon to see festivals, processions, or even jeepneys adorned with religious icons.
Islam is the second-largest religion, primarily practiced in Mindanao, and Protestantism, Buddhism, and indigenous beliefs are also present. Respecting these diverse practices is part of being a thoughtful guest in the country.
Filipinos are known for their hospitality and strong family values. Whether you're traveling or living here, you'll likely be greeted with a warm smile—and often invited to share a meal or a karaoke session.
When visiting someone’s home, observe local customs. In many homes, it’s polite to remove your shoes before entering. Dress modestly, especially in rural areas or religious spaces, and be prepared for the heat and humidity with light, breathable clothing.
In big cities like Manila, traffic and pollution can be challenging, so give yourself extra time when commuting. And remember, a relaxed, flexible mindset goes a long way in adapting to local rhythms.
When visiting someone’s home, observe local customs. In many homes, it’s polite to remove your shoes before entering. Dress modestly, especially in rural areas or religious spaces, and be prepared for the heat and humidity with light, breathable clothing.
If you love food, you’re in for a treat. Filipino cuisine is a rich tapestry of Spanish, Chinese, Malay, and American influences. Staples like rice are served with everything, and beloved dishes such as adobo (a savory stew with vinegar, soy sauce, and garlic) vary from region to region.
For those with a sweet tooth, pastillas de leche (milk candies) are a delightful local treat. And in cities like Manila or Cebu, you’ll find a rising food scene that blends tradition with global flavors—sometimes served by Michelin-starred chefs.
From colorful fiestas to family-oriented telenovelas, the Filipino way of life is full of celebration, storytelling, and togetherness. You'll notice a unique mix of Spanish heritage, American pop culture, and Asian traditions—sometimes all in the same neighborhood.
Whether you’re watching a street parade, chatting with locals over halo-halo, or navigating the vibrant night markets, the Philippines invites you to join in, explore, and feel at home.
As you explore or settle into life in the Philippines, don’t forget to protect your health and peace of mind. Pacific Cross offers flexible and reliable insurance in the Philippines, including travel insurance for the Philippines tailored to expats, tourists, and long-term residents.
Our plans are designed to support your lifestyle—so you can focus on soaking up the culture, not stressing about the “what ifs.”
Explore with confidence. Live like a local. Trust Pacific Cross.
