Travel insurance
Health insurance


Strong coverage at affordable premiums

Key features

Pacific Cross provides you with great service for you next health plan and travel plan.

Two Premier versions

The Premier Plan 500 provides coverage up to US$500,000 annually, while the Premier Plan 250 provides coverage of up to US$250,000 annually.

100% Emergency Medical Coverage

Our Premier Plans cover all your ICU, Operating Room and Coronary Care Unit fees

Cash Benefits

Both plans offer hospital cash benefits of up to US$100 per night

Here's what you need to know

The Premier Plan provides extensive coverage for medical expenses, including room and board, surgeon's fees, and organ transplants. It also covers essential needs such as HIV/AIDS care, maternity benefits, and emergency medical services, ensuring comprehensive protection against unforeseen expenses.

With the Premier International Plan, policyholders receive coverage for outpatient care, including physician fees and diagnostic tests, promoting overall well-being and continuity of care.

Policyholders enjoy travel benefits such as coverage for emergency medical expenses and baggage loss, providing peace of mind during international travel. Additionally, the plan offers flexibility through discount options, allowing individuals to tailor their coverage according to their preferences and budget.

Credit card mockups

Premier basic cover

The Premier Plan offers comprehensive coverage for medical expenses with customisable options to suit individual needs.

With maximum limits per policy year, the plan covers various medical necessities such as room and board, surgeon's and anaesthetist's fees, intensive care unit expenses, and organ transplants, among others. Additionally, the plan includes coverage for HIV/AIDS, maternity benefits, hospice care, psychiatric disorders, and emergency medical services, ensuring premier protection against unforeseen medical expenses.

Great outpatient care

For outpatient care, the Premier International Plan provides coverage for physician and specialist fees, diagnostic tests, and alternative medicines up to specified annual limits. Dental benefits and personal accident coverage are also available, providing reimbursement for dental expenses and financial protection against permanent disability or accidental death. Furthermore, travel benefits offer coverage for emergency medical expenses, repatriation, baggage loss, and travel delays, ensuring peace of mind during international travel.

Flexibility & discount

The plan offers flexibility through discount options and additional benefits, allowing policyholders to tailor their coverage according to their preferences and budget.

Discount options include treatment area limits, group discounts, and no-claim discounts, providing potential savings on premiums. Moreover, the plan features guaranteed renewability regardless of age or medical condition, free choice of doctors and hospitals, and direct payment to hospitals, ensuring convenience and accessibility to quality healthcare services worldwide.

Downloads & Application

Everything you need to know about the product and billing.

Get insured in 3 easy steps.

Download the application

from the download section above

Provide your details

and select the options that fit you best

Upload the application

to our contact form

Ten questions, ten answers

Here are the 10 questions you might ask yourself before buying your next insurance.
We have gathered the answers in the most simple way possible.
What travel destinations do the insurance plans generally cover?
Generally, our plans offer global protection. You may chose country specific plans to get insured at a lower rate. Please check our list of blacklisted countries and countries with higher insurance premiums beforehand.
How long is insurance coverage?
Our health plans offer annual coverage and our travel plan coverage duration is flexible eather for single stay or multiple stays up to 90 days per stay.
(How) Can I extend my insurance coverage?
In order to extend insurance, contact us or your insurance broker.
Who / what is covered by my insurance?
You can choose to cover yourself or include your family in certain plans. Protection may also include personal belongings such as travel documents and technical devices. Please see the individual brochures for more information.
Does my insurance cover vaccination and/or medicines?
Our health plans offer full or partial coverage of vaccinations and medicines. You will find more information in the product comparison on the insurance plan page
How are accidents & hospital treatments covered?
Our health and travel plans offer a full suite of benefits, including emergency and inpatient benefits. Please contact us for more information or see all our plan brochures here.
Am I being taken home after an accident?
Many of our health plans offer this benefit. Please see the individual brochures for more information.
How are sport related accidents covered?
Accidents related to recreational sports, whether above or below water, are fully covered in our Bon Voyage Plans and coverage is included in our health plans.
Does Pacific Cross pre-pay my hospital bills or guarantee for me?
Yes. Depending on the plan you choose, Pacific Cross will pre-pay hospital bills above US$ 2,500.00 for you.
I have crossed a border and (accidentally) went outside my destination country. What now?
Please contact us for further assistance.

Whatever you're up to: We've got you covered.