Travel insurance
Health insurance

Major Medical

Inpatient only plan with a yearly deductible

Key features

Pacific Cross provides you with great service for you next health plan and travel plan.

Major cover for all your needs

Free choice of doctors and hospitals, empowering policyholders to access preferred medical care confidently.

Major cover, no matter what you do

Comprehensive coverage for recreational sports, along with direct payment to hospitals + 24-hour worldwide emergency assistance

Major cover everywhere

Guaranteed renewability regardless of age, medical condition, or location

Here's what you need to know

The ability to freely choose healthcare providers and facilities empowers policyholders to confidently access preferred medical care. This policy cornerstone ensures individuals can make informed decisions about their health, fostering control and trust in medical treatment.

By offering extensive coverage for recreational sports activities, coupled with the convenience of direct payments to hospitals and round-the-clock worldwide emergency assistance, individuals are provided with seamless access to medical services and support, regardless of their location or situation.

Ensuring guaranteed renewability irrespective of age, medical status, or geographic location offers reassurance and maintains uninterrupted coverage, instilling peace of mind and security in healthcare provision for all individuals.

Credit card mockups

Freedom & flexibility

Our Major Medical Plan emphasizes free choice of doctors and hospitals, empowering policyholders to access preferred medical care confidently. With this flexibility, individuals receive treatment from trusted professionals and institutions, enhancing their healthcare experience significantly.

Our major medical plan also includes free coverage for recreational sports, promoting an active lifestyle and comprehensive protection against potential injuries. With direct payment to hospitals and 24-hour worldwide emergency assistance, it ensures seamless access to medical services and support. Moreover, consideration of declared pre-existing conditions highlights its inclusivity and commitment to addressing specific healthcare needs, enhancing its value to a wide range of individuals.

Guaranteed renewability

The plan ensures guaranteed renewability regardless of age, medical condition, or location, offering policyholders peace of mind. Its flexible geographic coverage further expands access to quality healthcare services locally and abroad, catering to diverse needs effectively.

Guaranteed renewability, a core tenet of healthcare policy, extends a crucial lifeline to individuals, promising the continuity of coverage regardless of age, existing medical conditions, or geographical constraints. This provision not only safeguards individuals against the uncertainties of health but also fosters a profound sense of security and assurance in their healthcare journey.

Trusted insurance partner

Pacific Cross goes beyond mere assurances by providing tailored solutions that cater to the specific requirements of each demographic. Whether it's addressing age-related concerns, managing pre-existing conditions, or accommodating policyholders across various locations in Asia, Pacific Cross's offerings are designed to adapt and evolve alongside their clients' changing circumstances.

By emphasizing guaranteed renewability and tailoring their plans to suit the needs of Asians, expatriates, tourists to Asia, and families, Pacific Cross not only ensures continuous coverage but also cultivates a sense of empowerment among policyholders. Knowing that their healthcare needs are secure, individuals and families are better equipped to pursue their goals, explore opportunities, and embrace life's adventures with confidence, knowing that Pacific Cross is there to support them every step of the way.

Downloads & Application

Everything you need to know about the product and billing.

Get insured in 3 easy steps.

Download the application

from the download section above

Provide your details

and select the options that fit you best

Upload the application

to our contact form

Ten questions, ten answers

Here are the 10 questions you might ask yourself before buying your next insurance.
We have gathered the answers in the most simple way possible.
What travel destinations do the insurance plans generally cover?
Our Treatment Area Limits are identified in each plan. Our comprehensive plans offer global coverage.
How long is insurance coverage?
Our health plans over annual coverage and our travel plan coverage duration is flexible and up to 180 days
(How) Can I extend my insurance coverage?
In order to extend insurance, contact us or your insurance broker
Who is covered by my insurance?
You can choose to cover your whole family and your belongings
Does my insurance cover vaccination and/or medicines?
Our premier health plans offer full or partial coverage of vaccinations and medicines.
How are accidents & hospital treatments covered?
Our health and travel plans offer a full suite of benefits, including emergency and inpatient benefits. Please contact us for more information or see all our plan brochures here.
Am I being taken home after an accident?
Many of our health plans offer this benefit. Please contact us here for more information.
How are sport related accidents covered?
Your sports related accidents, whether above or below water are fully covered in our Bon Voyage Plans and coverage is included in our health plans. Read more here.
Does Pacific Cross pre-pay my hospital bills or guarantee for me?
Yes. Depending on the plan you choose, Pacific Cross will pre-pay all your hospital bills for you.
I have crossed a border and (accidentally) went outside my destination country. What now?
Please contact us here for further assistance

Whatever you're up to: We've got you covered.

Major Medical Plan

Simple, transparent pricing that grows with you. Try any plan free for 30 days.

Bon Voyage A

Ideal for small teams and startups.
Billed annually.
Get started
Select clinics from list
Basic reporting and analytics
Up to 10 individual users
20GB individual data each user
Basic chat and email support


Growing teams up to 20 users.
Billed annually.
Get started
Select clinics freely
Advanced reporting and analytics
Up to 20 individual users
40GB individual data each user
Priority chat and email support


Large teams with unlimited users.
Billed annually.
Get started
Advanced custom fields
Audit log and data history
Unlimited individual users
Unlimited individual data
Personalised + priority service
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