If you’re expecting a child and living in the Philippines — or planning to move here during your pregnancy — one of the most important decisions you’ll make is choosing where to receive care. From prenatal checkups to delivery and postnatal support, access to the right hospital and healthcare providers is essential. And just as important is ensuring you have proper Health Insurance Asia coverage that includes maternity care, should you need it.
The healthcare landscape in the Philippines is a mix of public and private options, but for most expats, private hospitals are the preferred route.
While public hospitals in the Philippines can provide adequate care, many fall short of the standards you might be used to in Western countries or other parts of Asia. Facilities may be overcrowded, resources limited, and privacy minimal. For this reason, private hospitals are the go-to for most expectant expats.
Private hospitals offer:
Costs vary widely, but so does the experience. A private room in a top-tier hospital in Manila can cost between PHP 175,000 to PHP 350,000 for the full maternity package. Mid-range hospitals may offer shared rooms and more basic postnatal care for around PHP 150,000.
Prenatal care in the Philippines is widely available through both public and private hospitals. For those with private coverage, you'll find regular checkups, ultrasounds, and lab work relatively easy to arrange and often with English-speaking doctors.
Typical private sector prices:
Finding the right specialist is essential for a comfortable and stress-free pregnancy. Most private hospitals have in-house OB-GYNs, but you may prefer to find a doctor based on recommendations, location, or language proficiency.
Tips for choosing the right provider:
Some doctors run private clinics in addition to their hospital work, offering more flexible appointment options.
Giving birth in the Philippines can be expensive, especially for foreigners who are not covered by local government health programs. While long-term expats may qualify for PhilHealth (the state-run insurance), tourists and short-term residents must rely on private insurance or out-of-pocket payments.
Without insurance, even a straightforward delivery in a private hospital can become financially overwhelming. Having the right Health Insurance Asia plan in place can save you from unexpected costs and ensure you’re not compromising on the quality of care.
It’s important to ensure that your Heath Insurance Asia plan includes coverage for maternity care, including consultations, diagnostics, delivery, and potential emergencies. Not all plans include these benefits by default, so check in advance.
Giving birth in the Philippines brings with it a few cultural traditions and local customs:
While some of these customs may be unfamiliar, they’re often offered in a spirit of warmth and community — something many expats come to appreciate.
If you're employed locally, or your partner is, you should be aware of the maternity leave entitlements provided under Republic Act No. 11210:
Foreigners working for companies in the Philippines may be eligible for this leave, depending on their contract and registration with PhilHealth or other local systems.
Hong Kong’s climate is warm and humid for most of the year, so bring breathable clothing and comfortable shoes. If you’re pregnant, make sure your maternity wear is suited for tropical weather. Also, consider bringing a personal supply of prenatal vitamins and any medications you’re used to — some may not be readily available or might be sold under different brand names.
For delivery day, pack a hospital bag including:
Confirm with your chosen hospital what they provide and what you’re expected to bring.
The Philippines offers a friendly, family-oriented culture, access to excellent private hospitals, and a growing expat community to support you.
To make the most of your pregnancy and stay protected from unexpected costs, choose Health Insurance Asia from Pacific Cross. Our plans are crafted with expats in mind — offering reliable coverage, access to quality care, and peace of mind from bump to baby and beyond.
