All insurance plans

Benefit from over 65 years of experience in travel and health insurance for business and leisure travel. Whatever you're up to - we've got you covered.
From basic inpatient coverage to full-service insurance
Individual, family and group insurance
Short- and long-term plans available
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Our insurance plans made for you

Health insurance for people living abroad and travel insurance for those, who can't stay longer.
Choose between different insurance levels to find your 'perfect fit'. All our plans our customisable to your needs.

Major Medical

Covers mainly inpatient treatment and emergencies
Health plan

Basic cover that does it all: Broad benefit Inpatient only plan with annual coverage up to US$ 1,000,000

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Standard

A more flexible base plan,
you can add extras
Health plan

The best of both worlds: Great coverage at affordable rates – all the basics and much more.

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Premier

Major coverage at affordable premiums
Health plan

Value combined with the best benefits: Private Room & Board in all ASEAN countries

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Comprehensive

Fully insured while you
live abroad
Health plan

Our “fully loaded” plan spares no detail for the most comprehensive coverage out there

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Annual Travel Plan

Full year plan for infinite  trips up to 90 days
Travel insurance

Travel made easy for frequent flyers: Automatically activated travel insurance for up to 90 days.

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Bon Voyage

Flexible travel plans for both, length & benefits
Travel insurance

Feeling Adventurous? We’ll cover your adventure for up to 6 months and activities like trekking, scuba diving, and rafting, at no extra cost. Includes winter sports too.

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For business

Industry specific solutions or for group trips
For business

Do you have something special in mind? At Pacific Cross you’re free to do you. Our team will customise any product according to your needs.

Learn more

Major Medical

Covers mainly inpatient treatment and emergencies
Health plan

Basic cover that does it all: Broad benefit Inpatient only plan with annual coverage up to US$ 1,000,000

Learn more

Standard

A more flexible base plan,
you can add extras
Health plan

The best of both worlds: Great coverage at affordable rates – all the basics and much more.

Learn more

Premier

Major coverage at affordable premiums
Health plan

Value combined with the best benefits: Private Room & Board in all ASEAN countries

Learn more

Comprehensive

Fully insured while you
live abroad
Health plan

Our “fully loaded” plan spares no detail for the most comprehensive coverage out there

Learn more

Annual Travel Plan

Full year plan for infinite  trips up to 90 days
Travel insurance

Travel made easy for frequent flyers: Automatically activated travel insurance for up to 90 days.

Learn more

Bon Voyage

Flexible travel plans for both, length & benefits
Travel insurance

Feeling Adventurous? We’ll cover your adventure for up to 6 months and activities like trekking, scuba diving, and rafting, at no extra cost. Includes winter sports too.

Learn more

For business

Industry specific solutions or for group trips
For business

Do you have something special in mind? At Pacific Cross you’re free to do you. Our team will customise any product according to your needs.

Learn more

Why chose Pacific Cross?

Enjoy peace of mind due to flexibie and comprehensive insurance.

Choice is a power

You have full choice between basic and full cover - switch easily between plans.

Modular insurance

Start with basic insurance and add features later e.g. in our Standard health and Bon voyage plans.

We're Award Winning

We've won Bronze for Excellence in Covid 19 Response as well as many other awards.

Health & Travel Plans

Find the insurance plan you need. You have got questions? Reach out to us to get a quote.
Get a quote
Compare plans

Whatever you're up to: We've got you covered.

Ten questions, ten answers

Here are the 10 questions you might ask yourself before buying your next insurance.
We have gathered the answers in the most simple way possible.
What travel destinations do the insurance plans generally cover?
Generally, our plans offer global protection. You may chose country specific plans to get insured at a lower rate. Please check our list of blacklisted countries and countries with higher insurance premiums beforehand.
How long is insurance coverage?
Our health plans offer annual coverage and our travel plan coverage duration is flexible eather for single stay or multiple stays up to 90 days per stay.
(How) Can I extend my insurance coverage?
In order to extend insurance, contact us or your insurance broker.
Who / what is covered by my insurance?
You can choose to cover yourself or include your family in certain plans. Protection may also include personal belongings such as travel documents and technical devices. Please see the individual brochures for more information.
Does my insurance cover vaccination and/or medicines?
Our health plans offer full or partial coverage of vaccinations and medicines. You will find more information in the product comparison on the insurance plan page
How are accidents & hospital treatments covered?
Our health and travel plans offer a full suite of benefits, including emergency and inpatient benefits. Please contact us for more information or see all our plan brochures here.
Am I being taken home after an accident?
Many of our health plans offer this benefit. Please see the individual brochures for more information.
How are sport related accidents covered?
Accidents related to recreational sports, whether above or below water, are fully covered in our Bon Voyage Plans and coverage is included in our health plans.
Does Pacific Cross pre-pay my hospital bills or guarantee for me?
Yes. Depending on the plan you choose, Pacific Cross will pre-pay hospital bills above US$ 2,500.00 for you.
I have crossed a border and (accidentally) went outside my destination country. What now?
Please contact us for further assistance.